Brief Financial Tips

This page offers quick advice that can answer common personal finance questions, such as:

  1. The most commonly made financial mistakes

  2. Effective credit card use

  3. The importance and creation of an emergency fund

The most commonly made financial mistakes

This article talks about commonly made personal finance mistakes and gives guidance on how they can be avoided to help build a strong financial foundation.

Topics covered: budgeting, paying for housing, credit card balances, retirement saving and planning, investing for short and long-term goals

CLICK LINK BELOW FOR ARTICLE:

fidelity.com/viewpoints/personal-finance/millennial-money-mistakes

How to effectively use a credit card

Mastering the art of using a credit card goes beyond simple transactions—it's a gateway to financial empowerment. Learn how to leverage this powerful tool to build credit, earn rewards, and achieve your financial goals with precision and confidence.

Topics covered: credit cards - choosing best credit card for you and your needs/goals, card payments, effective strategies for using the card, credit scores, credit card rewards

CLICK LINK BELOW FOR ARTICLE:

https://www.forbes.com/advisor/credit-cards/how-to-use-a-credit-card/

What’s an emergency fund and why is it important to build?

Building an emergency fund is your financial safety net—a crucial step toward peace of mind and resilience. Discover practical strategies to create and maintain this essential fund, to help prepare life's unexpected challenges.

Topics covered: what is an emergency fund, why do I need it, what does it do, how to build it, where to keep it, when to use it.

CLICK LINK BELOW FOR ARTICLE:

https://www.consumerfinance.gov/an-essential-guide-to-building-an-emergency-fund/