You got hired for a job - now what should you be doing with your income?

• Pay back school loans and any other debts

• Create and follow a budget

• Build an emergency fund

• Start saving and investing for retirement

Click on the link below for more information:

https://www.merrilledge.com/life-events/work/first-job

This guide from PNC Insights provides advice for first-time car buyers. It covers financial planning, car selection tips, negotiation strategies, and ownership responsibilities like insurance and maintenance. Whether you're budgeting, navigating financing options, or negotiating deals, this resource equips you to make informed decisions throughout your car buying journey.

Click on the link below for more information:

https://www.pnc.com/insights/personal-finance/spend/first-time-car-buyer-guide.html

Discover strategies from the Consumer Financial Protection Bureau to help manage your student loans. The website includes guidance on:

• Student loan repayment plans

• Loan consolidation

• Tools like repayment calculators

Click on the link below for more information:

https://www.consumerfinance.gov/paying-for-college/repay-student-debt/

City National Bank's wedding financial checklist offers crucial tips to manage your wedding budget effectively. Furthemore, this guide raises key questions that couples should consider in terms of their future financials post-wedding.

Click on the link below for more information:

https://www.cnb.com/personal-banking/insights/wedding-financial-checklist.html

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Car break down unexpectedly? This website (Palumbo's Automotive) provides insights on budgeting for unforeseen car repairs and maintenance expenses.

Click the link below for more information:

https://palumbosautomotive.com/how-to-budget-for-unexpected-car-repairs-and-maintenance-costs/

Renting your first home? Here are some tips provided by Northview Bank & Trust:

• Learn key strategies for navigating the rental market wisely.

• Understand lease terms to make informed decisions.

• Budget for upfront costs like deposits and fees.

• Consider renters insurance for protection.

• Plan for monthly utilities and assess included amenities.

Click on the link below for more information:

https://www.northview.com/small-business/resources/financial-education/2023/03/5-financial-tips-for-renting-a-home.html

The article below offers practical advice for first-time home buyers, focusing on budgeting, mortgage options, and preparing for additional expenses like taxes and maintenance. It stresses the importance of research, pre-approval for mortgages, and thorough property inspections to make informed decisions.

Click on the link below for more information:

https://www.ramseysolutions.com/real-estate/tips-for-first-time-home-buyers

Have elderly or sick family members? This article provides advice on the following:

• Offers tools and resources for older adults to plan for potential incapacity.

• Emphasizes creating legal documents like power of attorney and advance directives.

• Provides strategies for managing finances and healthcare decisions during incapacity.

• Highlights the role of trusted individuals and professionals in ensuring financial security.

• Advises organizing critical information for easy access during emergencies.

Click on the link below for more information:

https://www.consumerfinance.gov/consumer-tools/educator-tools/resources-for-older-adults/financial-security-as-you-age/planning-for-diminished-capacity-and-illness/